The Nation's Fastest Growing Alternative to the Reverse Mortgage. 

 

The “FIXED INCOME MORTGAGE” program is much like the Traditional Reverse Mortgage Program. Much like the Traditional Reverse Mortgage Program, the FIXED INCOME MORTGAGE Program allows you to access cash based on the value of your home, but at:

• higher Loan-to-Values,

• without any age restrictions,

• allows a greater return on the equitable portion of your home, and

• with an ability to own your home free and clear while still receiving a fixed monthly income.  

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Upon selling of the home or your passing, you or your beneficiary may choose to continue to receive the monthly income or to receive a single lump sum payment.
 

What is a Residential Home Value Protection Plan?

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It is no fun watching your home’s value fall by 30% or more, but that is sometimes the reality of what the future holds when you are at what may be the top of a Real Estate Cycle, or at the beginning of a recession. 

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EquityLock - Residential is a "Home Value Protection" that is a protection plan that is a hedge against a decline in the value of your home.

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Essentially, the EquityLock - Residential Home Value Protection Plan is a contract that remunerates the homeowner if the Subject Property falls in value. 

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What is a Commercial Real Estate Value Protection Plan?

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It is no fun watching your commercial real estate’s value fall by 30% or more, but that is sometimes the reality of what the future holds when you are at what may be the top of a Real Estate Cycle, or at the beginning of a recession. 

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EquityLock - Commercial is a protection plan that is a hedge against a decline in the value of the Commercial Real Estate Property.

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So how does the EquityLock - Commercial Value Protection Plan work?

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Essentially, the EquityLock - Commercial Value Protection Plan is a contract that remunerates the policy holder if the Subject Property falls in value.